Non-Trucking Liability & Bobtail Insurance

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Non-Trucking Liability (NTL) Insurance

Non-Trucking Liability Insurance (NTL) provides coverage for property damage or bodily injury resulting from accidents that occur when a truck driver is not under dispatch and is on personal time. Whether a trailer is involved or not, NTL offers protection during these off-duty periods and is usually added as an endorsement to a commercial policy. Bobtail Insurance is specifically designed for situations when a truck is operated without a trailer, known as "bobtailing." This coverage protects the tractor when it is not attached to a trailer, regardless of its dispatch status, ensuring that drivers are covered even when they are not hauling a load.

Key Features and Benefits
• Comprehensive Coverage: Both NTL and Bobtail Insurance provide protection during personal time and while bobtailing, ensuring trucking professionals are shielded from unexpected liabilities.
• Protection Against Claims: These insurances guard against property damage and bodily injury claims, offering peace of mind in an unpredictable industry.
• Customizable Coverage: With the option to add endorsements, trucking businesses can tailor their coverage to meet specific needs and requirements.
In the trucking industry, where risks are a part of daily operations, having the right insurance coverage like Non-Trucking Liability and Bobtail Insurance is crucial. These policies not only ensure compliance with legal mandates but also offer a safety net against unforeseen incidents. Ensure your business is protected by choosing the right coverage today.