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Motor Truck Cargo Insurance

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Essential Protection for Your Cargo

Trucking Insruance meant to Protect You

Motor truck cargo insurance plays a pivotal role in the trucking industry, safeguarding the liability of motor carriers against potential destruction, damage, or loss of a customer’s property during transit. With a multitude of coverage options available, it’s crucial for motor carriers to carefully select the right type of cargo coverage tailored to their needs. 

Understanding the Legal Landscape 

While there’s no federal mandate requiring cargo insurance for motor carriers not transporting household goods (BMC 34 or BMC 83), investing in cargo insurance is paramount for trucking companies. This ensures adequate protection for the goods being transported. It’s important to be aware that several cargo insurance policies come with specific exclusions and deductibles, which might limit the extent of coverage. 

Choosing the Right Coverage 

Typically, for-hire motor carriers opt for coverage amounting to $100,000. However, this amount can vary depending on the commodities being transported and the requirements set by shippers or brokers. Selecting the appropriate coverage ensures that your business is protected against potential financial losses due to damaged or lost cargo. 


Why Motor Truck Cargo Insurance Matters 

• Protection Against Loss:
Safeguards your business from financial losses due to damaged, destroyed, or lost cargo.
 
• Compliance and Trust:
Enhances your credibility and reliability with shippers and brokers by demonstrating a commitment to protecting their goods. 

• Customized Solutions:
Offers tailored coverage options to meet the specific needs of your business and the types of commodities you transport. 

Get the Coverage You Need 

At TWI Insurance Agency, we understand the unique risks faced by motor carriers. Our motor truck cargo insurance policies are designed to provide comprehensive protection, ensuring your business and the goods you transport remain secure. 
Contact us today to learn more about our motor truck cargo insurance options and how we can help protect your trucking business. 
Call us at 806-331-2240 or email us at quotes@thetwiagency.com